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Whether your retirement or other need is right around the corner or in the future, you have a lot of planning to do.  You know what's right for you. But how do you make your goals a reality?

It seems that there are always needs right now that take priority when your assets are tied up in things like a home, a business, or in funding a child's education.

The FlexSav Annuity from Landmark Life Insurance Company allows you to build your future with the flexibility you need.  It can give you the advantage you need as you plan for retirement, fund funeral expenses or college expenses.
 
  • Fixed Rates - The Minimum guaranteed annual interest rate is not less than 3%

  • Tax-Deffered Growth - Your earnings compound more quickly as you build a strong financial base.

  • Flexibility - Within limits you can decide when and how much to contribute. You can stop, start, or change the amount at any time. And, you may include your payment with your insurance premium each month.

  • Retirement Income - There are a variety of payment options to fit your new lifestyle.

  • Access Your Funds - You are guaranteed to receive your contributions less any withdrawls and/or surrender charges. There are no administrative fees on the FlexSav Annuity. However, there are surrender penalties that will be assessed on withdrawls over 10%:
1st  Year   -   10%
2nd Year   -    8%
3rd Year   -    6%
4th Year   -    4%
5th Year   -    2%

  
 
FlexSav is an annuity that allows you to make multiple premium deposits over time, providing a strong savings plan, a reliable retirement income,and valuable tax-deferred earnings.

With an initial Minimum premium deposit of $25 you can start a tax-deffered savings program with FlexSav.  Premiums are flexible, convenient,and you can change them based on your current financial situation.